AI CFO for every business owner

AI does the work. A licensed accountant signs off.

Your books, reconciliation and filings — handled by AI, reviewed and signed by a qualified accountant.

1000+ businesses|Every entry linked to its source
G2 rating5.0
ccMonet finance certification ISO 27001 certified
1000+finance teams have saved millions of hours with ccMonet.
The Coffee Bean customer logo Shiok Burger customer logo First Bowl customer logo ccMonet customer logo ccMonet customer logo Dental Focus customer logo Dental Focus customer logo Dental Focus customer logo

Two ways to do your books. Both ask you to give something up.

Do it yourself

You get a tool. The work is still yours.

Every invoice, every receipt, typed in by you or someone you pay. The tool just records it.

Hire a firm

You get a person. Then you wait.

Real accountability — and a bill that grows with volume. Your books arrive weeks late.

ccMonet

AI handles the volume. The accountant owns the judgment.

AI reads, codes and matches. A qualified accountant reviews and signs. Speed of one, accountability of the other.

What the AI does — and where a person steps in

The AI Agent

01
Collects — email, photo, PDF, bank feed. Any format, any language.
02
Reads every line — date, supplier, tax, each item. Not just the total.
03
Codes & reconciles — right account, matched to your bank, as it comes in.
04
Flags what's off — duplicates, mismatches, missing documents.

The Accountant

05
Reviews — judgment calls, anything that affects your filings.
06
Closes & files — signed by a real person. Not generated by a model.

See How a Multi-outlet F&B Runs

F&B · 14 outlets

First Bowl's finance team used to spend most of their time on data entry and reconciliation — across 14 outlets, with handwritten delivery slips in Chinese, English and Malay.

They tried every OCR tool on the market. ccMonet was the first that actually worked on their documents.

"We used to find out in late June what we'd spent in May. Now there's a forecast on the 1st."
First Bowl logoCEO, First Bowl
Day 20 → 1
Monthly close moved to the 1st
10 → 2
People on the finance process

Customer Stories

Real businesses, real results.

From aesthetic clinics to restaurant chains — see how teams across industries use ccMonet to take back their time.
Shiok Burger team at an event
• Food & Beverage

"We used to wait weeks after month-end to see the full picture. Now we have it at the start of the month."

For the first time, decisions at Shiok Burger are backed by actual numbers — not estimates, not last quarter's spreadsheet. ccMonet closes the gap between what happened and when the team knows about it, turning month-end from a scramble into a starting line.

JL

Jerry LiaoShiok Burger

  • Real-time Reporting
  • Month-end Close
Dr. Delon Zhang at Halo Clinic
• Aesthetics & Healthcare

"I used to punch numbers into one spreadsheet after another until my head hurt."

Running a new clinic means wearing every hat — surgeon, owner, admin. Dr. Delon switched from manual Excel tracking to ccMonet's AI recognition on day one and never looked back. His staff now upload receipt photos straight into the system, turning claim processing from a chore into a few clicks.

Halo Clinic has been using ccMonet since its launch, over a year and counting.
DZ

Dr. Delon ZhangFounder, Halo Clinic

  • AI Recognition
  • Expense Tracking
  • Claims
★ Would recommend to peers
Alice at Halo Clinic
• Aesthetics & Healthcare

"It's like having a teammate who never gets tired."

For Alice, running a clinic is a race against the clock — invoices, reimbursements, and supplier bills pile up fast if you look away for even a moment. With ccMonet, she reconciles spending and approves claims in minutes. The team uploads receipts, bills get categorised automatically, and costs sync in real time — freeing everyone to focus on every patient.

A

AliceStore Manager, Halo Clinic

  • Reconciliation
  • Auto-categorisation
  • Real-time Sync
KFC, Head of Operations at Arteastiq FnB Group
• Food & Beverage

"Would I recommend ccMonet to my peers? Absolutely — no question!"

Managing 12 outlets across 8 brands, KFC used to chase his finance team every time he needed a single ingredient price. Now he pulls it up on his phone in seconds. Kitchen staff snap each invoice, and the finance team gets that month's COGS calculated automatically. When a supplier quietly raises prices, ccMonet flags it immediately.

Arteastiq has been a ccMonet user since year one of the product.
K

KFCHead of Operations, Arteastiq FnB Group

  • COGS Tracking
  • Price-change Alerts
  • Multi-outlet
★ Would recommend to peers
First Bowl storefront sign
• Food & Beverage

"We used to spend most of our finance team's time on data entry and reconciliation. After ccMonet, that's basically handled."

Before ccMonet, First Bowl's finance team was buried in manual entry. They also tried every OCR tool on the market to digitise handwritten, multilingual delivery slips — none worked. ccMonet is the first tool that reads them accurately, outputs structured data ready to use, and lets the team shift from data entry to analysis.

FB

First BowlSingapore

  • Handwritten OCR
  • Multilingual
  • Data Entry Automation
What makes it different

Trained on the hardest paperwork in the world.

Handwritten delivery slips. Chinese, English and Malay on the same page. Creased, stained, photographed in a stockroom.

Every line read — item, quantity, unit price, amount. A verification layer double-checks, not just the AI alone.

If it can read that, your documents are easy.

See how each product runs, start to finish.

Pick one to watch.

AI bookkeeping document capture
Receipt received via emailreceipt_038.jpg
OCR reads every line — item, qty, unit price12 line items
Coded to correct accountsSupplies · 6200
Matched to bank transactionDBS ····4471
Flagged: duplicate supplier invoice→ Accountant

What you get

Books that close on timeData collection is never the bottleneck.
Every number has a sourceClick any figure, see the document.
Detail, not just totalsWhich supplier, which item, which outlet.
A person you can callNot a chatbot. Not a ticket queue.
Filings handledSigned by someone qualified.
AI price, not hourly billingCost doesn't grow with headcount.

Common questions

"Can AI really do my accounting?"

Alone, no. That's the point. AI does reading, coding and matching. A qualified accountant reviews and signs.

"I already have an accountant."

Keep them. We take the typing off their plate.

"Too small for this."

Small is the easy case — fewer documents, faster setup.

"Switching sounds painful."

We handle the migration, including historical records.

Send one month of documents. See what comes back.

14 days free. No card. Cancel any time.